Own A Habitat Home
Achieve homeownership.
Habitat for Humanity Riverside partners with low-income and very low-income families to help them purchase a new or rehabilitated home.
Our commitment to build with people in need readily extends to those with disabilities. When possible, Habitat houses incorporate basic accessible design features, such as a zero-step entrance and wide passage doors and hallways. Houses built in partnership with families with disabilities include additional accessibility features.
- Habitat selects partner families based on income, decent credit, need and willingness to partner with us for the construction and maintenance of their Habitat home.
- Habitat builds or rehabilitates the Habitat home using volunteer labor and donated materials to keep costs low and take no profit for our services.
- Partner families contribute “sweat equity” – an investment of labor towards the construction of their future home. What is Sweat Equity? Video
- The Habitat home is sold to our partner family with a no-interest, affordable loan with payments that do not exceed 30% of the combined household income. Zero Interest Mortgage Video
- Payments made by the homeowners are placed in a revolving fund to help Habitat for Humanity serve others in need.
- Must demonstrate need.
- Homebuyers must be low-income, earning between 30-80% of area median income (pdf) for Riverside County.
- Must demonstrate financial responsibility by having a steady income and acceptable credit. Need help fixing your credit? Here are some resources that may help you: Credit Resources
- Must be willing to partner with Habitat for Humanity Riverside by completing sweat equity hours and attending homebuyer education courses.
- Must be a citizen or permanent legal resident of the United States.
- Must save $500 as a down payment to cover closing costs.
Please fill out the following form and mail it to Habitat for Humanity Riverside. Not sure which one? Check out which program you qualify for here: area median income (pdf)
30-50% AMI, very low-income families
Pre-Qualification Form Rehabilitation Program English (pdf)
Pre-Qualification Form Rehabilitation Program Spanish (pdf)
50-80% AMI, low-income families
Pre-Qualification Form Traditional Program English (pdf)
Pre-Qualification Form Traditional Program Spanish (pdf)
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