Frequently Asked Questions
What is Habitat for Humanity?
Our purpose is to build homes with families and sell the houses at no profit and no interest to families who could not otherwise afford a home.
How do I qualify for a house?
You can read a general listing of the qualifications for our two different programs here. This link will also provide the income limits required to begin the application process.
Can I still get a home if I have bad credit?
Many Habitat families are unable, by conventional means, to own a home so we are accustomed to seeing difficult financial situations. Our focus is helping people become successful, thriving Habitat families and being able to enjoy the pleasures of home ownership.
What if I have owned a home before?
Habitat for Humanity mission is to create home ownership for families who would otherwise be unable to purchase a home. Because of the funding provided by Neighborhood Stabilization Program through the Economic Development Agency of Riverside County we are also able to renovate homes and make them available to previous homeowners under certain restrictions. You can read more here.
Are the homes free?
Our homes are sold at no profit and no interest making the mortgage you will pay very affordable.
Do I have to live in your area?
No.
I'm a single parent. Could I still apply?
Yes. Habitat for Humanity makes home ownership a possibility for everyone.
I know you're a Christian organization. Do you help others?
Yes. We are an ecumenical Christian organization and are driven by the desire to give tangible expression to the love of God through the work of eliminating poverty housing.
How are homeowner families selected?
Our Family Selection committee chooses homeowners based on their level of need, their willingness to partner with HFH and their ability to repay the no-interest loan. Every affiliate follows a non-discriminatory policy of family selection. Neither race nor religion is a factor in choosing homeowner families.
What are "sweat equity" hours?
"Sweat equity" hours are hours worked by the partner family assisting with construction of other Habitat homes, as well as construction of their own home. "Sweat Equity" hours are also worked by the partner family assisting at the Habitat for Humanity Riverside ReStore, office, or acquired through various elective hour opportunities. Each homeowner must complete 200-250 "sweat equity" hours, 20 of these hours are acquired in classes that teach skills needed for home ownership, such as basic maintenance and budgeting. The sweat equity component is very important as it gives families a sense of accomplishment as well as teaches useful skills.
When can I move in?
Families usually move into their homes within a year to two years from the date they applied.
What is expected?
Habitat families are expected to reflect the willingness to partner that has made this program successful all over the world. Your responsibility doesn't stop after you move in. Homeowners are expected to be responsible for the upkeep of their homes.
I need a home. How do I begin?